Zachary A. Horn

Zachary A. Horn

Frankfort, Kentucky
(502) 223-1200
(502) 227-7385

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Zachary's areas of practice include civil litigation, banking, creditors' rights, and bankruptcy. Zachary is a graduate of Transylvania University, where he graduated with honors, and of the University of Kentucky College of Law, where he served on both the Moot Court Board and Bankruptcy Moot Court Board.

Zachary has extensive experience representing businesses and financial institutions both in-house and in private practice. Upon graduating law school Zachary accepted a position as associate general counsel to a community bank in his hometown of Inez, Kentucky. Then in 2013 he accepted a position with the firm's Frankfort office, where he represents creditors and businesses throughout the state in civil litigation, foreclosure and security enforcement actions, and in federal bankruptcy proceedings.

Throughout his career Zachary has been dedicated not only to serving his clients, but also to serving his community and profession. Zachary has served on the Kentucky Bar Association, Young Lawyers Division, Executive Board since 2011, and is a frequent speaker and writer on issues ranging from attorney wellness and mindfulness in the law, to more nuts and bolts matters relating to civil litigation and creditors' rights.

Areas of Practice

  • Civil Litigation
  • Bankruptcy
  • Business Law
  • Foreclosure & Alternatives
  • Litigation & Appeals
  • Real Estate

Bar Admissions

  • Kentucky, 2011
  • U.S. District Court Eastern District of Kentucky, 2012
  • U.S. District Court Western District of Kentucky, 2013
  • U.S. Court of Appeals 6th Circuit, 2015


  • University of Kentucky College of Law, Lexington, Kentucky
    • J.D. - 2011
    • Honors: Moot Court Board, National Team Semi-Finalist
    • Honors: Conrad B. Duberstein Bankruptcy Moot Court Competition 2011 (NYC) - Semi-Finalist
    • Honors: Bankruptcy Moot Court Board, National Team
  • Transylvania University - 2008
    • Honors: cum laude
    • Honors: Transylvania Speech and Debate Team, Captain
    • Honors: Buchanan Award for Excellence in Philosophy
    • Major: Philosophy
    • Minor: International Affairs


  • Effective Use of Technology in Your Office, on the Road, and In the Court Room, Kentucky Law Updates, 2011 - 2013
  • Evidentiary Issues in Consumer Bankruptcy Cases, University of Kentucky Consumer Bankruptcy Conference
  • Social Media and eDiscovery, Kentucky Law Updates
  • Dealing with Mobile Homes in Bankruptcy, University of Kentucky Consumer Bankruptcy Conference
  • 60 Tips in 60 Minutes, University of Kentucky Consumer Bankruptcy Conference

Professional Associations and Memberships

  • Kentucky Bar Association, 2011 - Present
  • American Bar Association, 2011 - Present
  • Frankfort Bar Association, 2013 - Present
  • KBA Young Lawyers Division, Vice Chair, 2011 - Present

Past Employment Positions

  • Inez Deposit Bank, Associate Counsel, 2011 - 2013

Pro Bono Activities

  • Transylvania Young Alumni Council, Executive Board, 2011 - 2017
  • Rotary Club of Frankfort, Executive Committee, 2014 - Present
  • Kentucky Bar Foundation, Board Member, 2016 - 2017
  • Big Sandy Health Care, Inc., Board of Directors, 2012 - 2013
  • University of Kentucky Consumer Bankruptcy Law Conference, Planning Committee, 2017 - Present
  • Kentucky Capital Development Corporation, Board Member, 2017 - Present


  • Phi Alpha Delta
  • Pi Sigma Alpha